All the Right Questions: What to Ask a Financial Advisor

Thinking about hiring a financial advisor to help manage a major upcoming life change?

These tips from Morgan Stanley wealth advisor Kathy Roeser can help you make the most of your savings.

Consider seeking professional advice if you want to…

  • Take charge of your finances, but aren’t sure how
  • Learn how to smartly invest your money
  • Save for college or retirement
  • Prepare for an upcoming life change, such as marriage, pregnancy or divorce
  • Secure life insurance

Ask yourself these questions:

  • What do you care about most?
  • What are your goals and objectives?
  • What do you need to get there?

“You nurture kids, causes, friends and more,” Roeser says. “You need to be involved, informed and comfortable with your role as guardian of family wealth as well as family health.”

Not sure how to take charge of your financial future? That’s where valuable professional advice comes into play.

“The easiest way to keep on track for your goals is to develop long-term plans for your finances and to consider speaking with an experienced financial advisor who can help you define your vision for the future and work to get there,” Roeser says.

According to the National Association of Personal Financial Advisors (October 2012), an overwhelming 56 percent of adults in the U.S. lack a budget. Don’t be left in the dark about your financial situation.

“Even if you are not directly responsible for making important financial decisions in your family, it is vital to have knowledge in these areas in order to communicate effectively with anyone charged with these duties,” Roeser says.

For more information, or to set up a session, contact Kathy: [email protected] or 312-443-6500. 70 W. Madison St., Chicago, IL.


The views expressed herein are those of the author and do not necessarily reflect the views of Morgan Stanley Wealth Management or its affiliates. Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates. (C) 2013 Morgan Stanley Smith Barney LLC, Member SIPC 08/13

Photo by Brian McConkey; hair & makeup by Carol Marie Everett and Betty Leyva of Teddie Kossof SalonSpa. Kathy is wearing Brunello Cuchinelli from Frances Heffernan.